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Fintech Revolution and Financial Inclusion in Emerging Markets: Shaping Sustainable Digital Finance

Editors: Mohammed Majeed, Sofia Devi Shamurailatpam, Parag Sunil Shukla, Ibrahim Osman, Hamidu Gafaru Dokurugu

Fintech Revolution and Financial Inclusion in Emerging Markets: Shaping Sustainable Digital Finance

ISBN: 979-8-89881-316-1
eISBN: 979-8-89881-315-4 (Online)

Introduction

Explore how modern technologies are transforming access to finance across developing economies in Fintech Revolution and Financial Inclusion in Emerging Markets: Shaping Sustainable Digital Finance. The book highlights how AI, blockchain, mobile banking, and digital lending platforms are helping bridge financial gaps, empower underserved communities, and promote equitable economic participation. Through clear explanations, real-world cases, and multidisciplinary insights, it examines the opportunities and challenges of using fintech for sustainable development, covering themes such as gender inclusion, regulatory hurdles, ESG integration, and digital adoption.

Key Features

  • - Explains how fintech innovations expand financial access and inclusion.
  • - Traces the evolution of digital finance across emerging markets.
  • - Highlights case studies on women’s empowerment, rural credit access, and digital microfinance.
  • - Examines regulatory, ethical, and ESG considerations in fintech ecosystems.
  • - Demonstrates how technology strengthens resilience and supports sustainable development.

Target Readership:

Ideal for scholars, policymakers, fintech professionals, development practitioners, and graduate students interested in digital finance and inclusive economic growth.

Contributors

Editor(s):
Mohammed Majeed
Department of Marketing
Tamale Technical University
Tamale
Ghana


Sofia Devi Shamurailatpam
Department of Banking and Insurance
Faculty of Commerce, The Maharaja Sayajirao University of Baroda
Vadodara, Gujarat
India


Parag Sunil Shukla
Department of Commerce and Business Management
Faculty of Commerce, The Maharaja Sayajirao University of Baroda
Vadodara, Gujarat
India


Ibrahim Osman
Department of Marketing, Tamale Technical University
Tamale
Ghana


Hamidu Gafaru Dokurugu
Department of Entrepreneurship and Enterprise Development
Tamale Technical University
Tamale
Ghana



Contributor(s):
Abhishek Kumar Pandey
Department of Management
IILM Academy of Higher Learning
Lucknow, Uttar Pradesh
India


Aditya Keshari
Institute of Management, Nirma University
Ahmedabad, Gujarat
India


Abibu Amidu
Department of Accountancy
Tamale Technical University
Tamale
Ghana


Javid Ahmad Khan
Department of Economics
Islamic University of Science and Technology (IUST)
Awantipora, Jammu and Kashmir
India


Kumari Neelam
Department of Commerce, Mahatma Gandhi Kashi Vidyapith University
Varanasi, Uttar Pradesh
India


Mohammad Majeed
Department of Marketing
Tamale Technical University
Tamale
Ghana


Milan Yadav
School of Commerce, Galgotias University
Greater Noida, Uttar Pradesh
India


Manish Kumar Singh
Department of Management
School of Management Sciences
Lucknow, Uttar Pradesh
India


Manisha Pawar
Department of Accounting and Financial Management
Faculty of Commerce, The Maharaja Sayajirao University of Baroda
Vadodara, Gujarat
India


Mudasir Ahmad Sheergujree
Department of Economics
Islamic University of Science and Technology (IUST)
Awantipora, Jammu and Kashmir
India


Mohammed Majeed
Department of Marketing
Tamale Technical University
Tamale
Ghana


Nishant Kumar
Deptartment of Management
Faculty of Management Studies, University of Lucknow
Lucknow, Uttar Pradesh
India


Nidhi Upendra Argade
Department of Accounting and Financial Management
Faculty of Commerce, The Maharaja Sayajirao University of Baroda
Vadodara, Gujarat
India


Naorem Pushparani Chanu
School of Liberal Studies and Education, Navrachana University
Vadodara, Gujarat
India


Pankaj Kumar
Faculty of Commerce and Management, United University
Prayagraj, Uttar Pradesh
India


Pramod Kumar Upadhyay
Department of Commerce
Maharaja Bijli Pasi Government P.G. College, University of Lucknow
Lucknow, Uttar Pradesh
India


Rabichandra Singh Elangbam
School of Business and Law, Navrachana University
Vadodara, Gujarat
India


Sofia Devi Shamurailatpam
Department of Banking and Insurance
Faculty of Commerce, The Maharaja Sayajirao University of Baroda
Vadodara, Gujarat
India


Sayed Gulzar Ganai
Department of Economics
Symbiosis International University
Pune, Maharashtra
India


Sofia Devi Shamurailatpam
Department of Banking and Insurance
Faculty of Commerce, The Maharaja Sayajirao University of Baroda
Vadodara, Gujarat
India


Upnishad Mishra
School of Business, Galgotias University
Greater Noida, Uttar Pradesh
India


Umesh Gupta
School of Business and Management Studies, MATS University
Raipur, Chhattisgarh
India


Virendra Singh
Department of Sociology
Faculty of Arts, The Maharaja Sayajirao University of Baroda
Vadodara, Gujarat
India


Vijaya Kittu Manda
Perspectives on Business Management & Economics
Visakhapatnam, Andhra Pradesh
India